What Types of Notes Does Income Note Investors Buy?
If you’re holding a promissory note and receiving monthly payments, you might be wondering whether you can sell it for a lump sum of cash. The good news is that Income Note Investors purchases a wide variety of notes throughout Georgia, Tennessee, and beyond. Whether you’re dealing with real estate notes or owner-financed contracts, we’re here to help you unlock the equity tied up in your future payments.
Real Estate Notes: Our Specialty
Real estate notes are at the heart of what we do. When you sell a property and carry back financing for the buyer, you become the bank. While receiving monthly payments can provide steady income, sometimes life circumstances change and you need cash now rather than waiting years for payments to trickle in.
First and Second Mortgages: Both Performing and Non-Performing
Many note holders don’t realize that we purchase both performing and non-performing mortgages. A performing mortgage means the borrower is making regular, on-time payments. These are straightforward transactions where we can typically close quickly and get you the cash you need.
Non-performing mortgages are notes where the borrower has stopped making payments or is significantly behind. While these situations can be stressful for note holders, they still have value. We buy non-performing first and second mortgages and handle the complexities of resolution, whether that means working with the borrower or pursuing other remedies.
Land Contract Notes and Owner-Financed Agreements
Land contracts, also known as contracts for deed or installment land contracts, are popular alternatives to traditional mortgages. If you sold property using a land contract and are now the recipient of monthly payments, we can purchase that contract from you.
Similarly, if you provided owner financing when selling your property, we buy those owner-financed notes as well. These arrangements often help sellers close deals that might not qualify for conventional bank financing, but they also mean your equity is tied up for years or even decades.
Partial Note Purchases: Flexibility When You Need It
One of the unique services we offer is the ability to buy partial notes. Maybe you don’t want to sell all of your remaining payments—perhaps you’d like to keep receiving income down the road but need a significant amount of cash right now.
With a partial note sale, we can purchase a specific number of payments (for example, the next 60 months of payments) while you retain ownership of the remaining payments after that period. This gives you flexibility and allows you to meet your current financial needs while still maintaining some future income stream.
Why Sell Your Note to Income Note Investors?
We’ve been buying notes throughout Georgia and Tennessee because we understand the local markets and have the capital to close quickly. Whether you’re dealing with a straightforward performing first mortgage or a complex commercial note situation, we bring expertise and professionalism to every transaction.
Our process is simple: you contact us with information about your note, we evaluate it and provide you with a fair offer, and if you accept, we work quickly to get you your cash. No hassles, no lengthy delays—just a straightforward transaction that puts money in your pocket.
Ready to Sell Your Note?
If you’re holding any type of note—whether it’s a real estate note, business note, land contract, or owner-financed agreement—we’d like to hear from you. Even if your note is non-performing or you only want to sell a portion of it, contact Income Note Investors today for a free, no-obligation quote.
Don’t let your equity remain tied up in future payments when you could have cash in hand today. Reach out to us and discover what your note is worth.